HSA/ FSA Payment Approved

Many of our best-selling skincare products are HSA and FSA eligible and can be purchased using pre-tax funds. Customer favorites like the Face Reality Ultra Gentle Cleanser, Skin Script Clarifying Toner Pads, and Colorescience Sunforgettable Total Protection Face Shield Flex SPF 50 are only a few on the long list of professional skincare solutions that are HSA/FSA-eligible. 

These products are trusted by estheticians because they are designed to treat skin concerns like acne, irritation, weak skin barriers, and UV damage. They don’t just offer cosmetic benefits; they support skin health, which is why they qualify under HSA and FSA guidelines. 

Daily sunscreen is one of the most important ways to use your HSA or FSA funds. All sunscreens with SPF 15 or higher qualify, including mineral and tinted formulas from brands such as Colorescience and Face Reality, are HSA/FSA approved. For example, Face Reality Daily SPF 30 Plus offers broad-spectrum protection and is acne safe. Another great option is the Face Reality Mineral Matte SPF 28, designed for oily and sensitive skin with a matte finish. 

 These sunscreens don’t just shield you from contracting sunburn. They help prevent long-term skin damage, hyperpigmentation, and skin cancer. Because they support your skin’s health at a medical level, they qualify as medical skincare under HSA/FSA rules. 

Acne is medically recognized as a skin condition, which means many commercially available acne treatment products qualify for HSA and FSA use. For instance, the Skin Script Acne Kit is a comprehensive regimen for oily/combination skin and is eligible for HSA/FSA funding. Similarly, the Face Reality Acne-Safe Kit from Face Reality is another HSA/FSA-approved option for treating breakouts and maintaining clear, healthy skin. Using your pre-tax money on these products lets you treat breakouts, reduce inflammation, and prevent scarring while reducing your out-of-pocket costs.

Some skincare products are HSA eligible if they are used to treat or prevent medical conditions. Items like sunscreen and acne treatments are often approved because they serve a medical purpose and help protect or heal the skin. At Art of Skin Care, this includes most Face Reality products, all sunscreens, the Omnilux Clear LED Mask and more!  

Beauty-only products that serve no medical function are typically not eligible for HSA use. 

Yes, certain skincare products can be purchased with FSA funds if they are considered medically necessary. This usually entails acne treatments, sunscreens with SPF 15 or higher, and some post-procedure care products. At Art of Skincare, most Face Reality products, all sunscreens, and more are FSA-eligible. 

Products that are purely cosmetic and do not address a medical condition are generally not eligible. 

Skincare products that treat a diagnosed condition or provide preventative care may qualify for FSA eligibility. Sunscreen with SPF 15 or higher, acne treatments, and certain medicated creams are usually approved. To make shopping easier, all eligible Art of Skin Care products can be found on our HSA/FSA collection page.

HSA-eligible skincare includes products that treat or prevent medical skin concerns such as acne, sun damage, or irritation. Common eligible categories include sunscreen and acne care products. Cosmetic moisturizers, anti-aging creams, and products used only for appearance are not covered under HSA guidelines. To make shopping easier, all eligible Art of Skin Care products can be found on our HSA/FSA collection page.

Yes, you can use your HSA for skincare if the product serves a medical purpose. This applies to items like sunscreen, acne treatments, or products recommended by a healthcare professional. Regular moisturizers, masks, or cosmetic serums without medical claims would not qualify.

You can pay directly at checkout with your HSA or FSA debit card, just like any other payment method. Add your eligible products to your cart, select “Checkout” and click “Check out as guest” and enter your HSA/FSA information. 

If your provider requires documentation, you can save your receipt and submit it for reimbursement. Always make sure to check your plan guidelines to confirm eligibility before purchasing. 

Yes, all Art of Skin Care sunscreens are FSA eligible. They qualify because they help prevent sun damage, skin cancer, and other medical skin concerns. Both tinted and mineral sunscreens are typically approved under FSA guidelines.

Yes, sunscreen is recognized as a qualified medical expense under HSA rules. All Art of Skin Care sunscreens qualify for HSA use. You can purchase them using your HSA card or submit a receipt to your provider if reimbursement is required.